A DLD valuation is an official property valuation produced by or for the Dubai Land Department. It is used for purposes such as calculating fees on certain transfers and providing an authoritative view of value where the government requires one.
Where you’ll see it
You’ll see a DLD valuation where an official figure is needed — for example to base fees on a property’s value in some transfers, or where a government valuation certificate is requested. It is distinct from a bank’s valuation for lending.
Why it matters
Because some fees and processes rely on the official value, the DLD valuation can directly affect costs. Knowing it may differ from the agreed price or a bank’s valuation helps owners and buyers anticipate the figures the authority will use.
What it is not
A DLD valuation is not the bank valuation used to size a mortgage, nor necessarily the transaction price. It is the official value for the purposes the DLD applies it to.
Example
For a transfer where fees are based on the official value, the DLD valuation provides the figure used to calculate the charge, which may not match the price negotiated between the parties.
Connected documents and parties
DLD valuation/certificate, transfer documents; owner, buyer, DLD.
Going deeper: related reading: valuation certificate.
Related Terms
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