Oqood to title conversion is the step at which an off-plan registration (the Oqood, held in the interim real estate register) is replaced by a full title deed once the project completes and the unit is handed over. It is the moment off-plan ownership becomes registered, completed ownership.
Where you’ll see it
You’ll see the conversion at handover, after the developer obtains the necessary completion approvals and the buyer settles the final payments and fees. The DLD then issues a title deed in place of the Oqood record.
Why it matters
Until conversion, a buyer holds an interim interest, not a title deed. The conversion is what gives the owner the full ability to sell, mortgage and deal with the unit as a completed property, so it is a key milestone for off-plan buyers.
What it is not
Conversion is not automatic on the construction finishing — outstanding payments, fees and developer requirements must be met first. It is also not a new purchase; it is the formalisation of the ownership the buyer already registered off-plan.
Example
On completion of a tower, a buyer who holds an Oqood certificate settles the final instalment and fees; the DLD cancels the interim record and issues a title deed in the buyer’s name.
Connected documents and parties
Oqood certificate, completion approvals, final payment receipts, new title deed; buyer, developer, DLD.
Going deeper: for how the title deed is issued on completion, see the title deed guidance.
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